Banakos is launching a work-and-pay car scheme in Accra: choose a car, pay a fixed amount every week, and the vehicle is registered in your name once your term is complete.
Greater Accra · launch fleet
New cars are added regularly — apply with your preference and budget and Banakos will reach out the moment one's ready.
Apply online in minutes — no office visit required to get started.
Apply for a carWhat you get
No dealership finance office, no informal loan shark — just a clear weekly number and a platform that keeps track of it for you.
Tell us the car you're interested in and your budget — no need to visit the office to get started.
Choose a 1, 2, or 3-year term. Your weekly amount stays fixed for the life of the contract.
Review and complete your agreement on the site. You only come in to sign and collect the car.
Reach Banakos directly for questions, payment help, or to report an issue with your vehicle.
The process
Submit your details and the car you're interested in. Banakos is notified the moment you apply.
Banakos calls or WhatsApps you to confirm the car, term, and weekly amount.
Finish the agreement on the site, then visit Banakos once to sign physically and pick up the car.
Track every payment on your dashboard. Finish the term and the car is registered in your name.
Agreement
A plain-language summary — the binding legal agreement will be drafted separately and signed in person.
A fixed amount is due every week for the length of your term. The rate doesn't change once your agreement is signed.
Once every payment is made, the vehicle is registered in your name — no final balloon payment required.
A short grace period applies after each due date before a payment is considered late.
You're responsible for routine maintenance and keeping the car insured for the duration of your term.
Banakos will call to check in before anything else happens — the goal is to keep you on track, not take the car back.
You can clear your remaining balance early at any time and receive the title the same week.
This summary is a starting point for your lawyer to turn into the full signed agreement — it is not legal text itself.
Customer stories
Hear directly from customers on the scheme.
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Tell Banakos what you're looking for and your budget — they'll reach out the moment a matching car is ready.
